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  • Writer's pictureSusan McHugh


I remember when I was first diagnosed in 1983, I had “just” started a new job and was diagnosed with cancer during my second week on the job. And I was SCARED! I had 2 children to solely support and I had finally gotten a job that paid good money and I was petrified about my finances! So I am going to share some of the things I learned.

1. Ask to speak to a Financial Navigator when your treatment plan is presented to you. It is important to determine things about diagnostic testing, oral drugs, chemo infusions, and any integrative care such as massage therapy.

2. Know Your Insurance Plan and how much you may need for co-pays and what your annual deduction is. Make sure all your doctors are in-network and, if not, understand what your costs will be for their services.

3. DO NOT pay every bill that you receive! Wait until you receive your EOB (Explanation of Benefits) from your insurance company and review it with a fine-tooth comb. Look for double billing and check for the correct name. address and insurance codes. If you’re unsure whether or not you received a particular medication or test, or anything on the invoice varies from your treatment plan, call your hospital first, then your insurance company.


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